Hmmm decisions decisions. Thanks for the clarification.Well, if you get destroyed anywhere, you always have the option of rebuying your current ship for the insurance fee (which puts you back at your last station), or you can take the free Sidewinder and be sent back to your starting location (Baker's Prospect in Asellus Prime for me). Of course when you do that, you lose your original ship. Also, if you're Wanted when you get destroyed, you will NOT be sent back to the start, but to the nearest Detention station instead, so being Clean is part of the equation. And don't have your NPC crew active, or they'll be destroyed, too.
So yes, I got blown up while I was in a brand new Sidewinder that I had just purchased. I swear that planet I crashed into wasn't there a second ago. Then I asked for the Free Sidewinder and Free Trip Back Home. I lost the purchase price of the Sidewinder, nothing else.
About 1kls away from Colonia already after 1 evening of travel while Wifey was out. Do I blow my $100,000,000 Challenger, return to Jaques and ride the winder for an instant wake up at Bakers', or do I spend an evening charging back to Colonia, storing my Challenger, then blowing up a cheap ship and riding the winder, then spending around $100,000,000 to get the Challenger shipped back to the bubble. Or do I just plod on home in my Challenger for the next month or so in the knowledge that during that lonely month I could probably progress from Tycoon to trade Elite and then be free to focus on AX combat for the triple....